Lending Locally - Fast and Flexible Real Estate Investment Financing
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loan examples
HARD MONEY LENDERS IN MISSOURI
YOUR DEAL. OUR MONEY.
We provide custom, fast-to-close funding options for real estate investors when they need it the most.
We are your investment lending partner.
quick approval process
reliable communication
missouri's Private lender
Conversation
Submit your details
Complete loan application
valuation & Underwriting
It all starts here! Tell us about your project.
Once we have established your primary goals, we will set you up with the Loan Application Process.
Deliver any requested documents in a timely manner.
your loan is funded!
Have the details of your next project ready? Are you ready to get funded ASAP?
the loan process
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fix and flip
terms
Rates: 10.99% - 13.99%
Points: 2% - 3%
Document Fee: $1,500
Term: 6-18 months
Up to 85% of Purchase Price
Up to 100% of Renovation Cost
Up to 70% After Repair Value (ARV)
Draw Requests processed in as little as 3 days
NO Prepayment Penalty: Payoff the loan at anytime
Interest Only Payments
Learn More
bridge
- Rental Properties
- Multi-Family Housing
- Commercial Properties
- Initial Purchases to Secure Project
- Gap funding
As a real estate investor, cash is king, and acting fast is a requirement to secure a deal. Our Bridge Loans provide you with the flexible terms you need to grow and scale your investment portfolio.
terms
Rates: 10.99% - 13.99%
Points: 2% - 3%
Document Fee: $1,500
Term: 6-18 months, w/ extension options
Up to 70% Loan To Value (LTV)
NO Prepayment Penalty: Payoff the loan at anytime
Interest Only Payments
Learn More
commercial
- Office
- Industrial
- Retail
- Cash Out Refinancing
As a real estate investor, you need to be able to act quickly. Our Commercial Loan Programs allow for fast funding, tailored and custom solutions, specific to you and your project.
terms
Rates: 10.99% - 13.99%
Points: 2% - 3%
Document Fee: $1,500
Term: 6-18 months, w/ extension options
Up to 70% Loan To Value (LTV)
NO Prepayment Penalty: Payoff the loan at anytime
Interest Only Payments
Learn More
loan types customized for your project
FROM OUR CUSTOMERS
shawn n.
The process was easier than I had expected – I had a great experience working with Minnow Loan. We will definitely be using them in the future.
nick b.
Cathy f.
I was introduced to Minnow Loan through a colleague who also works with them. I had a fix and flip property under contract that needed financing quick to secure the deal. They were able to get me through the entire process in less than 48 hours!
I have worked with Minnow on multiple projects now, and will absolutely continue. Their ease of internal processing and underwriting was huge when it came time to closing a specific deal in a very short amount of time! Shelby and her team make the entire process quick, painless and professional.
nick b.
Cathy f.
I was introduced to Minnow Loan through a colleague who also works with them. I had a fix and flip property under contract that needed financing quick to secure the deal. They were able to get me through the entire process in less than 48 hours!
I have worked with Minnow on multiple projects now, and will absolutely continue. Their ease of internal processing and underwriting was huge when it came time to closing a specific deal in a very short amount of time! Shelby and her team make the entire process quick, painless and professional.
tim t.
This company was recommended to me by my real estate agent. The communication and ability to walk through the entire deal structure with me was invaluable! After many discussions, I realized I needed to negotiate a lower purchase price – which was accepted! I’ll be back with my next project.
Cathy f.
I have worked with Minnow on multiple projects now, and will absolutely continue. Their ease of internal processing and underwriting was huge when it came time to closing a specific deal in a very short amount of time! Shelby and her team make the entire process quick, painless and professional.
tim t.
This company was recommended to me by my real estate agent. The communication and ability to walk through the entire deal structure with me was invaluable! After many discussions, I realized I needed to negotiate a lower purchase price – which was accepted! I’ll be back with my next project.
sarah k.
The entire process was smooth, quick and professional – they have provided me with a lending solution I can repeat over and over.
tim t.
This company was recommended to me by my real estate agent. The communication and ability to walk through the entire deal structure with me was invaluable! After many discussions, I realized I needed to negotiate a lower purchase price – which was accepted! I’ll be back with my next project.
sarah k.
The entire process was smooth, quick and professional – they have provided me with a lending solution I can repeat over and over.
alice h.
As a first-time flipper, Minnow took their time and walked me through the entire loan process, what to expect, as well as answered the many questions that pop up when you are new to private lending. I will never not come to Minnow first with all of my lending needs. It was a great fit all around.
about minnow loan
your private lending partner
Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to be nimble and responsive to our borrowers.
Minnow believes investors need a lender that is rooted in their own investing experiences, committed to your success and the flexibility to offer creative lending solutions.
Our Fix and Flip, Bridge, Rental, and Commercial loan options offer the powerful leverage and speed investors need to close the deal.
Your Deal. Our Money.
- your private lending partner in missouri
- variety of loan options
- quick decision making
- unique, hands-on approach to underwriting
- relationship-based
the difference is minnow
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our co-founder & chief lending officer
As a licensed real estate investor, she brings substantial experience in the world of real estate operations. Graduating with a masters degree in Accountancy from the University of Missouri-Columbia, she has worked in multiple industry domains, including residential performing and non-performing mortgage and contract for deed debt, traditional and non-traditional mortgage financing, asset management, ground-up construction, residential development, and selling mortgages on the secondary market. She has a passion for real estate, generating creative purchase and exit strategies and takes any free minute she can to spend time with her husband and two kids.
